© 2024 IIBI

1. Introduction

Welcome to the website of the Institute of Islamic Banking and Insurance (IIBI). By accessing and using our website https://www.islamic-banking.com, you agree to comply with and be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website.

2. Definitions

• “IIBI” refers to the Institute of Islamic Banking and Insurance.
• “Website” refers to https://www.islamic-banking.com.
• “User”, “you”, or “your” refers to any person accessing or using this website.

3. Use of Website

You agree to use the website only for lawful purposes related to IIBI’s services, courses, events, and publications, and in a way that does not infringe the rights of others or restrict or inhibit their use of the website. You must not use the website:

• For any unlawful, fraudulent, or malicious purposes.
• To transmit or upload any harmful material or viruses.
• To interfere with or disrupt the website or any connected networks.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, course materials, and publications, is the property of IIBI or its licensors and protected by copyright and other intellectual property laws.

Personal use of material is permitted for research and information purposes only, with due acknowledgment given to IIBI. You must not reproduce, distribute, modify, or use any content for commercial purposes without our prior written consent.

5. Course Materials and Publications

Access to online course materials and publications is provided for enrolled students or registered users only. Sharing login details or redistributing materials without permission is strictly prohibited and may result in legal action and termination of enrolment.

Information relating to study courses, training programmes, research, or upcoming events is provided as advance publicity and guidance only. It does not constitute a contract. IIBI reserves the right to withdraw, amend, or restructure any programmes or modules without liability.

6. User Accounts and Security

If you register for an account or are provided with login credentials:

• You are responsible for maintaining the confidentiality of your login details.
• You agree to notify IIBI immediately if you suspect any unauthorised use of your account.

7. Website Disclaimer

The information contained on this website is for general information purposes only. It is not intended as professional or legal advice and should not be relied upon as a substitute for formal advice. Nothing on this website constitutes legal advice or creates an attorney-client relationship.

Due to the importance of individual circumstances, generalisations made may not necessarily be applicable to any particular case. Users should not assume that information is error-free or suitable for specific purposes. While IIBI endeavours to keep information up to date, it does not warrant its completeness, accuracy, reliability, or availability.

Changes in the law could render parts of the website obsolete. Any reliance placed on information is strictly at the user’s own risk. IIBI, its employees, and agents are not responsible for any loss arising from the use of or reliance on this information.

Every effort is made to keep the website running smoothly. However, IIBI takes no responsibility for and will not be liable for the website being temporarily unavailable due to technical issues beyond its control. IIBI assumes no responsibility for errors or omissions on this website or other documents referenced by or linked to this website.

IIBI may make improvements or changes to the website at any time.

8. Links to Third-Party Websites

Our website may contain links to external websites operated by third parties, which are not under IIBI’s control. The inclusion of any links does not imply endorsement, recommendation, or approval of the views expressed within them. IIBI makes no representations or warranties as to the accuracy, reliability, or security of any information contained on such third-party websites and is not responsible for their content or privacy practices.

9. Trademarks and Logos

“Institute of Islamic Banking and Insurance” and “IIBI” are registered trademarks of the Institute of Islamic Banking and Insurance. The IIBI trademark and logo may not be used in any context without express written consent from IIBI. Other company names and logos mentioned on this website may be trademarks or registered trademarks of their respective owners.

10. Disclaimer

All information is provided “as is” without warranties of any kind, express or implied. IIBI does not guarantee that the website or its contents will be uninterrupted or error-free, or that defects will be corrected.

11. Limitation of Liability

To the fullest extent permitted by law, IIBI shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the website or any content therein.

12. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

13. Changes to Terms of Use

We reserve the right to update these Terms of Use at any time. Changes will become effective upon posting on this page with an updated date. Your continued use of the website after such changes indicates your acceptance of the revised terms.

14. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Contact Us

If you have any questions about these Terms of Use, please contact:

Institute of Islamic Banking and Insurance (IIBI)
London HA0 1HD, United Kingdom
Email: iibi@islamic-banking.com